These Terms and Conditions govern your use of the 45jl Casino platform and all services provided through https://45jl.vip. By registering an account or using any part of the 45jl platform, you agree to be bound by these terms in full. Please read them carefully before participating in any gaming activity.
All players must be 21 years of age or older to register and play on 45jl. This is a mandatory PAGCOR requirement. Age verification is enforced at KYC. Underage accounts are immediately closed.
45jl operates under a valid Philippine Amusement and Gaming Corporation license. All gaming operations, player fund handling, and dispute resolution are subject to PAGCOR's regulatory framework.
Each player is permitted one 45jl account only. Duplicate accounts are prohibited and subject to closure. All balances and bonuses associated with multiple accounts belonging to the same individual may be forfeited.
All 45jl bonuses and promotions are subject to wagering requirements and eligibility conditions. Bonus funds are not withdrawable until wagering requirements are fully met. Attempting to abuse bonus structures may result in forfeiture.
Players are responsible for maintaining the confidentiality of their 45jl login credentials. 45jl will never ask for your password. Any unauthorized account activity should be reported to support immediately.
These Terms and Conditions are governed by and construed under the laws of the Republic of the Philippines. Any disputes arising from or in connection with 45jl are subject to Philippine jurisdiction.
For the purposes of these Terms and Conditions, the following terms shall have the meanings set forth below:
By accessing the 45jl Platform, creating an Account, or placing any wager through the Platform, you confirm that you have read, understood, and agree to be legally bound by these Terms in their entirety, together with 45jl's Privacy Policy and Responsible Gaming Policy, each of which is incorporated into these Terms by reference.
If you do not agree to any part of these Terms, you must immediately cease using the 45jl Platform and, if applicable, close your Account. Continued use of the Platform following any amendment to these Terms constitutes acceptance of the amended Terms.
The 45jl Platform is strictly available to individuals who are 21 years of age or older at the time of registration. This age requirement is mandated by PAGCOR and is a condition of 45jl's operating license. Players who misrepresent their age to gain access to the Platform are in breach of these Terms and applicable Philippine law.
The 45jl Platform is intended for use by players physically located within the Philippines. Players are responsible for ensuring that their participation in online gaming is lawful under the laws of their jurisdiction. 45jl makes no representations that the Platform is available or appropriate for use outside the Philippines.
To create an Account, you must provide accurate, complete, and current information including:
45jl reserves the right to request documentary evidence to verify the accuracy of registration information at any time. Providing false, inaccurate, or misleading registration information constitutes grounds for immediate Account suspension or termination.
Before processing any withdrawal, 45jl requires Players to complete Know Your Customer (KYC) verification by submitting a valid government-issued identification document (such as a Philippine national ID, driver's license, passport, or voter's ID) and a matching selfie photograph. KYC verification is a PAGCOR regulatory requirement and cannot be waived. Account withdrawal functionality will remain restricted until KYC verification is successfully completed.
Each Player is permitted to hold one Account on the 45jl Platform. The operation of multiple Accounts by a single individual, whether directly or through third parties, is strictly prohibited. Where 45jl identifies duplicate Accounts attributable to the same individual, 45jl reserves the right to close all such Accounts, forfeit any Bonus Balances, and withhold any winnings derived from wagering with Bonus Funds.
You are solely responsible for maintaining the confidentiality and security of your Account credentials, including your username, password, and any one-time passwords (OTPs) issued in connection with your Account. You agree to:
45jl will never request your password through any channel. Any communication purporting to be from 45jl that asks for your password or OTP should be treated as fraudulent and reported immediately.
Accounts are personal and non-transferable. Players may not sell, transfer, or assign their Account or any Account balance to another person. Any attempt to do so may result in immediate Account termination.
An Account that has had no login activity for a period of twelve (12) consecutive months may be classified as dormant. 45jl reserves the right to apply an inactivity fee to dormant Accounts after providing reasonable notice to the registered email address. Account balances will not be forfeited while the Account remains in the Player's name.
45jl accepts deposits and processes withdrawals through the following methods: GCash, Maya (PayMaya), GrabPay, BPI Online Banking, BDO Online Banking, InstaPay, QR Ph, and 7-Eleven cash deposits. Supported payment methods are subject to change; the current list is displayed in the 45jl Platform's Cashier section.
The minimum deposit amount is ₱100 Philippine Peso. Deposits are credited to the Player's Real Money Balance upon confirmed receipt. 45jl does not charge fees on deposits; however, payment providers may apply their own transaction fees, for which 45jl bears no responsibility.
The minimum withdrawal amount is ₱200 Philippine Peso. Withdrawal requests are processed subject to:
45jl targets processing of GCash and Maya withdrawals for KYC-verified Accounts within five to thirty minutes. Processing times for bank transfers may range from fifteen minutes to two business hours. These are standard targets and not guaranteed processing times.
In compliance with Anti-Money Laundering regulations, withdrawal proceeds will generally be returned to the same payment method used for deposit, up to the deposited amount. Winnings in excess of deposited amounts may be withdrawn via the Player's verified withdrawal method.
All Account balances, deposits, wagers, and withdrawal amounts on the 45jl Platform are denominated in Philippine Peso (PHP / ₱). 45jl does not accept or process transactions in foreign currencies.
45jl may, at its sole discretion, offer bonuses, free spins, cashback, or other promotional benefits to eligible Players. All such offers are subject to specific terms and conditions published at the time of the promotion, which are to be read together with these general Terms.
Unless otherwise stated in the specific terms of a promotion, Bonus Funds are subject to wagering requirements before they or any associated winnings become eligible for withdrawal. The applicable wagering requirement multiplier will be stated clearly in each promotion's terms. For example, a bonus with a 30x wagering requirement must be wagered thirty times in qualifying games before any associated funds may be withdrawn.
Bonuses are available only to Players with verified Accounts in good standing. 45jl reserves the right to exclude specific Players from specific promotions at its sole discretion. Players who have opted into self-exclusion programs under the Responsible Gaming policy are not eligible to receive promotional bonuses during their exclusion period.
Any Player who 45jl reasonably believes is engaging in or attempting to engage in bonus abuse — including but not limited to creating multiple Accounts to receive multiple welcome bonuses, placing low-risk hedging bets to fulfill wagering requirements, or coordinating with other players to exploit promotional structures — will have their Bonus Balance forfeited and may have their Account terminated. All bets placed using Bonus Funds are void in such circumstances.
45jl reserves the right to modify, suspend, or withdraw any promotion or bonus offer at any time without prior notice. Players who have already claimed a promotion at the time of modification will be subject to the terms in effect at the time of acceptance.
Each game available on the 45jl Platform is governed by specific game rules accessible within the game interface. Players are responsible for familiarizing themselves with the applicable rules before placing any wager. Lack of familiarity with game rules is not a basis for disputing a wagering outcome.
All non-live casino games on the 45jl Platform utilize certified Random Number Generator (RNG) technology that has been independently audited by accredited third-party testing laboratories. Return-to-Player (RTP) percentages published for games reflect verified, independently confirmed figures.
Players participating in live dealer games via the 45jl Platform agree to conduct themselves respectfully toward dealers and platform staff at all times. The use of abusive, discriminatory, or threatening language in any live game chat function is prohibited and may result in immediate Account suspension.
In the event of a technical malfunction or error during gameplay, affected game rounds may be voided and stakes returned to the Player's Account. 45jl maintains complete server-side game logs for all sessions and will apply its malfunction policy fairly upon review. The outcome of any game that fails to complete due to a technical error is not binding on either party.
Minimum and maximum bet limits apply to all games and are displayed within the game interface prior to wagering. 45jl reserves the right to adjust bet limits at any time. Players who consistently win at high volumes may, at 45jl's discretion, have personalized betting limits applied to their Accounts as a risk management measure.
The following activities are strictly prohibited on the 45jl Platform. Engaging in any prohibited activity may result in Account suspension or termination, forfeiture of Account balances, and where appropriate, referral to Philippine law enforcement authorities:
45jl is committed to providing a safe and responsible gaming environment for all Players. Gambling is entertainment, and 45jl takes its obligations under PAGCOR's responsible gaming framework seriously.
All registered Players have access to the following responsible gaming tools through their Account settings:
Players may also request responsible gaming assistance by contacting 45jl's support team at any time. For more information, please visit our dedicated Responsible Gaming page.
As a PAGCOR-licensed operator, 45jl is legally obligated to prevent underage gambling. The minimum age for all gaming activity on the 45jl Platform is 21 years. Players must not allow any person under the age of 21 to access their Account or the Platform through their devices.
All content on the 45jl Platform — including but not limited to game software, graphics, logos, text, audio, video, user interface designs, and the 45jl brand itself — is the proprietary intellectual property of 45jl and/or its licensors, protected under Philippine and international intellectual property laws.
Players are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for personal, non-commercial gaming purposes only. This license does not include the right to:
Any unauthorized use of 45jl's intellectual property is a breach of these Terms and may give rise to civil and criminal liability under applicable Philippine law.
To the fullest extent permitted by applicable Philippine law, 45jl shall not be liable to any Player for any loss or damage, whether direct, indirect, incidental, consequential, or otherwise, arising from or in connection with:
Nothing in these Terms shall limit or exclude 45jl's liability for death or personal injury caused by negligence, fraud, or any other matter for which liability cannot be excluded under applicable law.
A Player may close their Account at any time by contacting 45jl's customer support team. Upon Account closure, any outstanding Real Money Balance (excluding Bonus Funds subject to unfulfilled wagering requirements) will be processed for withdrawal to the Player's verified payment method, subject to applicable KYC requirements.
45jl reserves the right to suspend or terminate any Account at any time, with or without prior notice, where 45jl has reasonable grounds to believe that a Player has:
Upon Account termination, all Bonus Balances and any winnings derived therefrom are immediately forfeited where termination is the result of Terms violations. Real Money Balances of terminated Accounts will be handled in accordance with applicable PAGCOR guidelines and Philippine law.
These Terms and Conditions are governed by, and shall be construed in accordance with, the laws of the Republic of the Philippines, without regard to its conflict of law provisions.
In the event of any dispute between a Player and 45jl arising from or related to the use of the Platform, the parties agree to first attempt resolution through 45jl's internal dispute resolution process, available through the 24/7 live chat support channel. Players are required to submit any dispute claim within thirty (30) days of the event giving rise to the claim.
If a dispute cannot be resolved through internal channels, either party may escalate the matter to PAGCOR's dispute resolution process, which provides an independent review mechanism for complaints against licensed operators. Players retain the right to pursue legal remedies available under Philippine law following exhaustion of the PAGCOR dispute resolution process.
45jl reserves the right to amend these Terms and Conditions at any time. Where amendments are material, 45jl will provide reasonable advance notice to Players via email to their registered email address and/or through a prominent notice on the Platform.
Amendments will become effective on the date specified in the notice, which shall be no less than seven (7) days from the date of notification for material amendments. Players who do not accept the amended Terms must close their Account prior to the effective date. Continued use of the Platform after the effective date of an amendment constitutes acceptance of the revised Terms.
If you have questions about these Terms and Conditions, or wish to raise a concern regarding your Account or a gaming transaction, please contact 45jl through the following channels:
For matters related to responsible gaming, account self-exclusion, or dispute escalation beyond 45jl's internal resolution process, please refer to our Responsible Gaming page for additional guidance and resources.
Now that you know the rules, you're ready to play. 45jl offers 1,200+ games, live dealer tables, sports betting, and GCash payments — all under PAGCOR's regulatory oversight.
21+ only · PAGCOR regulated · Gambling involves financial risk · Play responsibly